Individual Benefits
Individual and family health insurance plans can help cover expenses in the case of serious medical emergencies, and help you and your family stay on top of preventative health-care services. These benefits help give you peace of mind when it comes to your protecting what matters most - the well being of your family.
Health Insurance
We represent all of the major health insurance companies for individual health insurance. We can help you determine if you and your family qualify for subsidies to help pay for health insurance.
Medicare Counseling
We can help you sift through the maze and direct you to the supplement or advantage product that is right for your unique set of doctor and drug requirements.
Retirement Planning
When can I retire? Will I outlive my funds? When should I start taking Social Security benefits? How do I maximize the amount of Social Security payments?
Disability Insurance
Protect your greatest asset: the ability to work and earn a living. Becoming totally disabled due to illness or injury for a long period of time has been termed the “Living Death”.
Business Continuation
If there are no capable and willing family members or business partners to take over your business. The liquidation value of a business is almost always substantially less than the value of a business as a going concern.
Life Insurance
The main purpose of life insurance is to protect the financial well being of the family. Life insurance provides the funds to pay for last expenses, mortgages and other consumer debt, and replacing the decedent’s lost income.
Long Term Care
Planning for Long Term Care is an integral part of retirement and financial planning. Long term care consists of a continuum of services including nursing home care, assisted living, home health care and adult daycare.
Estate Planning
With the help of our referral Board Certified Estate Planning and Taxation law partners, along with the proper life insurance arrangements, any size estate can be preserved for the intended heirs. Let us help you coordinate this important task.
Annuities
Annuities are good vehicles for conservative minded investors. Deferred Fixed and Equity Indexed Annuities are excellent conservative insurance products for IRA and 401k rollovers.
Executive Benefits
There are many different types of non-qualified supplemental retirement plans available for yourself as a business owner and for your valuable key employees.
